No Signature Required – Credit Card Brands Drop the Ink

 In Payment Card Industry News
As of April 1, the major card brands (Visa, MasterCard, Discover and American Express) will no longer require a cardholder’s signature when making purchases with a credit or debit card.


Every major credit card brand has eliminated the signature requirement for in-store sales transactions. As of April 2018, signatures are optional. Note that Visa’s elimination of this requirement applies only to EMV contact or contactless chip-enabled merchants.

In making this decision, the card brands point out that they had already eliminated the need for a signature for sales below a certain amount, and the increased security measures built into point of sale technology now make obtaining a signature unnecessary at all levels. Additionally, removing the signature requirement for sales of any amount will help provide a more consistent and faster checkout for customers and reduce merchants’ operating costs associated with retaining signatures.

While the card brands will no longer require a signature, please note the following:

  • Businesses may continue to obtain the cardholder’s signature if they desire, regardless of the transaction amount. Chip-enabled point of sale systems will still support signature as a cardholder verification method as part of standard EMV processing.
  • Point of sale solutions may be updated to not capture a signature or not print a signature line on a paper receipt.
  • Dispute rules will reflect the changes, meaning that where a signature was previously required, it will no longer be necessary for merchants and acquirers to produce the receipt bearing a signature in supporting documentation.
Is a complete paperless society far away? The credit card industry is moving that way, BUT the rest of society may take a while to catch up!
Review each card brand’s ‘No More Signatures’ announcements below:


If you aren’t a customer already, it’s a pretty simple process to get started with us. It’s not an exaggeration to say that most of our clients wish they had made the change years ago, but were reluctant because they thought the process was difficult. We have streamlined the process to eliminate pain points and are able to guide you through the process with a ton of respect for your time. Check out our current SOLUTIONS.

Our motto is “Moving Forward” and it is our desire to help your business positively grow in many ways. Get started today by calling us at 608-819-8666 or visit us online anytime at