Credit Card Processing Solutions for Contractors

Contractors rarely get paid at a counter. You take a deposit when the job is booked, progress payments as work moves along, and a final payment in a driveway or by invoice weeks later. Motus Financial sets up card, ACH and mobile payments for Wisconsin remodelers, HVAC, plumbing and electrical companies, builders and other trades, so every one of those payments is easy to take and easy to track.

Wireless and mobile terminals to take tap, chip and swipe payments on site, with or without Wi-Fi. See mobile credit card processing.

Virtual terminal and invoices for deposits, phone payments and office billing. See virtual terminals.

ACH payments for large invoices, usually at a lower cost than cards.

Clear pricing. Card network costs pass through at cost and our markup is stated plainly. Keyed and online payments cost more than tapped cards, and we will show you how to keep that mix in check.

Read how card payments helped Tony Trapp Remodeling grow. We also have a program for NARI of Madison members.

Home services payment processing for HVAC, plumbing and electrical
How Wisconsin contractors can get paid faster
Wireless credit card terminals for contractors: 7 things to check

What is the best way for a contractor to take card payments on a job site?

A cellular wireless terminal or a mobile reader paired with a phone. Our guide to wireless credit card terminals for contractors covers what to check before you buy.

How do we take a deposit before the job starts?

Send a payment link or invoice, or take the card on a virtual terminal with the customer’s permission. Large deposits can also go by ACH, which usually costs less than a card.

Can we pass card fees on to customers?

In many cases, yes, but there are card network rules and notice requirements. Read our guide to cash discount, surcharge and dual pricing in Wisconsin before you start.

Can payments taken in the field show up in our office software?

Often, yes. Many field service and accounting tools connect to payment gateways. Tell us what you use and we will check the options before you sign.

Are keyed-in card payments more expensive?

Usually, yes. Keyed and card-not-present payments carry higher card network costs than tapped or chip cards. Taking cards in person where you can, and using ACH for large invoices, keeps costs down.

Bring us a recent processing statement. We will show you exactly what you are paying, what is negotiable, and what we would charge instead. If your current setup is fair, we will tell you that too. Call 608-819-8666 or contact us online.